9 best work utes in Australia

Compare the best utes for both work and play.

Need help picking a ute for work? Want one that can double up as a family vehicle after hours or for the weekend?

Here's a helpful comparison of the features and capabilities of the nine best utes on sale in Australia.

The 9 best work utes

CarTray LengthTray Width (between arches)EngineWarranty YearsWarranty kmsStarting from:
Mitsubishi Triton1,520mm1,085mm2.4L turbo diesel or petrol10 years200,000 km$23,490 (MSRP)
Ford Ranger1,549mm1,139mm2.2L, 2.0L or 3.2L turbo diesel5 yearsUnlimited km$33,779
Nissan Navara1,509mm1,134mm2.3L turbo diesel5 yearsUnlimited km$33,890
Volkswagen Amarok1,555mm1,222mm2.0L or 3.0L turbo diesel5 yearsUnlimited km$50,289
Toyota HiLuxN/AN/A2.7L petrol, 2.4L or 2.8L turbo diesel5 yearsUnlimited km$29,850
Mazda BT-501,571mm1,120mm3.0L turbo diesel5 yearsUnlimited km$43,639
Isuzu D-Max1,570mm1,122mm3.0L turbo diesel6 years150,000 km$29,990
Toyota LandCruiser 70N/AN/A4.5L turbo diesel5 yearsUnlimited km$79,477
RAM 15001,712mm1,295mm5.7L petrol3 years100,000 km$79,950

Mitsubishi Triton

The Triton has the longest warranty of any of the utes here, with a 10-year guarantee, so long as you have it serviced according to Mitsubishi's maintenance intervals. The 2.4-litre engine isn't the most powerful here, but it's reasonably frugal. It also happens to be one of the best-looking dual-cab utes on sale. Plus, it has many modern safety assists.

The Triton has a Finder score of 80.50%. Reviewers most commonly praised the Triton's pricing, safety equipment and its SUV-like handling. Towing capacity is a little down on some of its rivals, but you should read more into how towing limits are calculated – there's more to it than the brochure figure.

Read review

Mitsubishi Triton work ute 2021

Comfort*1 x USB input, 2 speakers, 2 x 12V accessory socket, 6.1-inch display with touchscreen, AM/FM radio, auto up/down driver's side window, CD player, manual temperature control, side and rear window demisters, tilt & telescopic steering column, vinyl floor covering
Control & handling*Double wishbones, coil springs and stablisers at front, power steering, rear heavy duty leaf springs and brake drums, Super Select II 4WD (on 4WD models), Trailer Stability Assist, vented front disc brakes
Driver*Adjustable speed limiter, Bluetooth® voice control & audio streaming, cruise control, manual driver's seat adjustment, multi-function steering wheel controls and power-adjustable door mirrors
Exterior*6 tie-down points (dual-cabs), 16-inch steel wheels with full-size spare, halogen exterior low, high & DRL
Security*Auto door lock, engine immobiliser, keyless entry with central door locking
Engine2.4L turbo diesel
Power & torque133kW @ 3,500RPM, 430Nm @ 2,500RPM
Fuel7.8L per 100km
Safety2 x ISOFIX on dual-cabs, Active Stability Control (ASC), Active Traction Control (ATC), Anti-lock Braking System (ABS), Brake Override System (BOS), Electronic Brakeforce Distribution (EBD), Emergency Brake Assist system (EBA), Emergency Stop Signal (ESS), Hill Start Assist (HSA), rear view camera and parking sensors (on double cabs), Trailer Stability Assist (TSA)
AirbagsDriver & passenger (front), driver & passenger front side, curtain airbags, driver knee airbag
ANCAP (Date tested)5 (2015)
Towing capacityUp to 3,100kg
Warranty10 year, 200,000km (if service schedule followed)
Click base price for repayments$23,490
Click top of the line model price for repayments$57,240

*Included in base price.

Ford Ranger

Word on the street, from both car reviewers and the ute-buying public, is that the Ford Ranger is one of the best work utes on sale. The Ranger stable is varied, with stripped-back workhorse models, special editions and even a performance model in the Ranger Raptor. That thing is like a road-legal Baja car.

The Ranger has a Finder score of 85%, sharing the top spot with the VW Amarok. Reviewers loved the Ford Ranger's handling, the excellent SYNC 3 infotainment system, the safety features, the general build quality and the powertrains.

Read review

Ford Ranger 2021 work ute

Comfort*2 x USB ports, 4 speakers, 8.0-inch colour touchscreen, AM/FM stereo, Apple CarPlay & Android Auto, FordPass Connect (with embedded modem), lower dashboard 12V power outlet, power windows front (auto driver), rear window defrost, single-zone manual climate control, SYNC3, vinyl flooring, windscreen mounted USB port
Control & handling*Power steering, Trailer Sway Control
Driver*4.2-inch Multi-Function Display, 6-way manual driver seat-adjustment, auto on/off headlamps, Bluetooth®, cruise control, power-adjustable side mirrors
Exterior*16-inch steel wheels
Security*Remote keyless entry
Engine2.2L turbo diesel, 3.2L turbo diesel or 2.0L bi-turbo diesel
Power & torque118kW @ 3,200RPM/385Nm @ 1,600-2,500RPM (2.2 diesel). Up to 157kW @ 3,750RPM/500Nm @ 1,750-2,000RPM (2.0-litre bi-turbo)
Fuel6.5L per 100km
Safety2 x ISOFIX on dual-cabs, ABS, Adjustable Speed Limiter, Auto High Beam, Autonomous Emergency Braking (pedestrian detection), Beltminder – all positions, Driver Impairment Monitor, Dynamic Stability Control, Emergency Brake Assist, Emergency Assistance, Emergency Brake Light, Hill Launch Assist, Lane Keeping Aid, Load Adaptive Control, Roll Over Mitigation, Traffic Sign Recognition, Traction Control System
AirbagsDriver & front passenger, front seat side and side curtain full length
ANCAP (Date tested)5 (2015)
Towing capacityUp to 3,500kg
Warranty5 year, unlimited km
Click base price for repayments$33,779
Click top of the line model price for repayments$83,940

*Included in base price.

Nissan Navara

The Nissan Navara is priced to compete. It's also the meanest and most clean-looking ute on sale as of 2021, in our opinion. Nissan, after popular demand, finally gifted the Navara with a similar grille design to its huge US cousin, the Titan. The Japanese car-making giant also made waves when it adopted a multi-link rear coil spring suspension config over a conventional, hard as nails, leaf spring set-up.

Like the Ford Ranger, there's a twin-turbo variant of the engine on sale. The best Navara on fuel uses 7.2L/100km, according to the brochure.

The Nissan Navara has a Finder score of 75%. Reviewers liked the tough design, towing capacity, refined ride, engine fuel economy, dimensions and zesty acceleration.

Read review

Nissan Navara 2021 work ute

Comfort*1 USB A rear centre console charging port, 1 USB-A/1 x USB C (centre console), 2 x 12 V outlet, 4 x tie-down points, 4-way front passenger seat with manual slide & recline, 6 speakers, 8-inch colour touchscreen with Apple CarPlay & Android Auto, A/C, AM/FM radio, power windows (auto up/down for driver), rear air vents in centre console, rear window defroster, UV & heat rejecting windscreen, vinyl floor front and rear covering
Control & handling*Front ventilated brake discs, rear drum brakes, independent double wishbone with front stabliser bar, 5-link rear suspension, power steering
Driver*6-way driver seat with manual slide/recline/height adjustment, 7.0-inch advanced drive assist instrument cluster display, Bluetooth® hands-free phone system & audio streaming, cruise control, digital speedometer, manual tilt adjustable steering column, power-adjustable door mirrors, steering wheel audio controls
Exterior*17-inch steel wheels, full-size spare wheel (steel), halogen headlights & taillights, tailgate assist
Security*Immobiliser & alarm, remote keyless entry, speed-sensing central locking with anti-lock out
Engine2.3L single turbo or twin turbo diesel
Power & torque2.3-litre single turbo 120KW @ 3,750RPM/403Nm @ 1,500RPM-2,500RPM, twin turbo 140kW @ 3,750RPM and 450Nm @ 1,500-2,500RPM
Fuel7.2L per 100km
Safety2 x ISOFIX, Active Brake Limited Slip (ABLS), Anti-lock braking System (ABS) with Electronic Brake-force Distribution, Auto on/off dusk-sensing lights, Brake Assist, Daytime Running Lights, Hill Start Assist (HSA), Intelligent Driver Alert, Intelligent Emergency Braking (IEB), Intelligent Forward Collision Warning (FCW), LED high-mounted stop light, reverse camera, steel underbody protector (below rad), Traction Control System (TCS), Trailer Sway Control, Vehicle Dynamic Control (VDC) with Brake Limited Slip Differential (BLSD)
Airbags7 airbags (front, side seat, curtain, driver knee)
ANCAP (Date tested)5 (2015)
Towing capacityUp to 3,500kg
Warranty5 year, unlimited km
Click base price for repayments$33,890
Click top of the line model price for repayments$62,790

*Included in base price.

^Included in top of the line model price.

Volkswagen Amarok

If you want a V6 diesel, the Amarok is your only option. It's a little longer in the tooth than most of its competitors – in fact, it's now discontinued in key international markets, pending a replacement, that's coming next year.

The Amarok has a very high Finder score, matching the Ford Ranger, at 85%. Car reviewers gushed about the smooth, silky V6 diesel. They also praised its refined handling and the high-end interior build quality.

Volkswagen Amarok 2021 work ute

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Comfort*1 x 12V socket, 4 cargo area load restraints, 6 speakers, 6.3-inch colour touchscreen display, AM/FM, App Connect USB interface for Apple CarPlay & Android Auto and MirrorLink, AUX and SD card slot, CD player, external USB input, heat insulated tinted glass, power front and rear windows with one touch up/down, remote operated close and open feature, rubber cab flooring, single-zone A/C
Control & handling*Double wishbone and anti-roll bar front, leaf spring and stabiliser bar rear, power steering, front ventilated brake discs, rear drum brakes (rear vented discs on more powerful V6 models), Trailer Sway Stability Control, Mechanical Diff Lock, selectable 4MOTION Transmission
Driver*Audio, phone and Multi-Function Display controls on steering wheel, Bluetooth® phone connectivity with contacts display, cruise control, height and reach adjustable steering wheel, leather covered steering wheel and gearshift knob, Multi Function Display (MFD Plus), Multi-function Display or Bluetooth® audio streaming operation via touchscreen audio unit, optical parking system display and rear view camera, power-adjusted door mirrors with heating function, rear parking sensors, voice commands
Exterior*16-inch alloy wheel, full-size spare wheel, halogen headlamps
Security*Electronic engine immobiliser, lockable glove box, remote central locking with three folding keys
Engine2.0L diesel or 3.0L V6 diesel
Power & torque132kW @ 4,000RPM/400Nm @ 1,500-2,250RPM (2.0L), up to 190kW @ 3,250-4,500RPM/580Nm @ 1,400-3,000RPM (V6 TDI580)
Fuel7.5L per 100km
Safety2 x ISOFIX, Active Roll-over Prevention, Anti-Slip Regulation, Automatic flashing brake lights in emergency, Brake Assist, Electronic Brake-pressure Distribution, Electronic Differential Lock, Electronic Stability Program, Hill Hold, Multi-collision brake, off-road ABS, rear high-mounted LED stoplight, Traction Control and Off-Road ABS (with Hill Descent), underbody engine plate protection
AirbagsDriver & front passenger, driver & front passenger side (head & thorax airbags)
ANCAP (Date tested)5 (2011)
Towing capacityUp to 3,500kg
Warranty5 year, unlimited km
Click base price for repayments$50,289
Click top of the line model price for repayments$79,026

*Included in base price.

Toyota HiLux

The one most people associate with the word "ute", the HiLux is consistently the best-selling model. It's a relentless force. You'll pay a little more for Toyota's reputation, but it's basically the Hoover or Jet Ski of the ute world.

The Toyota HiLux has a solid 79.67% Finder score. Reviewers liked the new-styling, the modernisations such as Bi-LED headlights and infotainment upgrades. The HiLux was praised for its comfort and little ripper engines.

Picture not described

Read review

Comfort*1 x power accessory sockets, 2 speakers, 8-inch colour touchscreen display with AM/FM tuner, Apple CarPlay & Android Auto, Bluetooth® connecivity, driver's auto up/down window, large glove box, manual A/C, power front & rear windows, USB input, vinyl flooring
Control & handling*Power steering, vented front disc brakes, rear drum brakes, front double wishbones and leaf spring rear suspension
Driver*4.2-inch Multi Information Display, cruise control, manual tilt steering and telescopic reach steering column, power-adjustable mirrors, steering wheel switches with telephone and voice recognition
Exterior*16-inch steel wheels, auto on/off headlamps, halogen DRLs
Security*Alarm, engine immobiliser, power door locks, remote keyless entry
Engine2.7L petrol, 2.4L turbo diesel, 2.8L turbo diesel
Power & torque122kW @ 5,200RPM/245Nm @ 4,000RPM (2.7-litre), 110kW @ 3,400RPM/400Nm @ 1,600-2,000RPM (2.4-litre), 150kW @ 3,400RPM/420Nm @ 1,400-3,400 RPM (manual), 500Nm @ 1,600-2,800RPM (2.8-litre diesel)
Fuel6.9L per 100km
SafetyABS, Electronic Brake-force Distribution (EBD), Emergency Stop Signal (ESS), Hill-start Assist Control, Pre-Collision Safety system with pedestrian and daylight cyclist detection, reverse camera (pick-up only), Road Sign Assist and Active Cruise Control (High-speed), Toyota Safety Sense - Lane Departure Alert, Traction Control (TRC), Vehicle Stability Control
AirbagsDriver frontal, side chest, side head & driver knee
ANCAP (Date tested)5 (2019)
Towing capacityUp to 3,500kg
Warranty5 year, unlimited km
Click base price for repayments$29,850
Click top of the line model price for repayments$75,962

*Included in base price.

Mazda BT-50

Until recently, the BT-50 was actually a T6 Ford Ranger beneath the outer body panels. However, late last year, Mazda switched the third-generation BT-50 onto the Isuzu D-Max platform. Isuzu reportedly solely developed the ute.

The BT-50 is riding the D-Max's coat-tails when it comes to the new safety tech fitted. The second-gen BT-50 had a Finder score of 78%. Interestingly, the D-Max is cheaper than the BT-50.

Mazda BT-50 2021 work ute

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Comfort*1 x 12V power outlet, 1 x USB charging point, 2 speakers, 7-inch colour touchscreen, air-conditioning, auxiliary 3.5mm input, Bluetooth® hands-free phone and audio capability, digital radio, driver & passenger seat height/rake and slide adjustment, power windows, USB Android Auto, wireless & USB Apple CarPlay
Control & handling*Heavy-duty rear leaf springs, independent front double wishbones with coil springs and anti-roll bar, vented front disc, drum rear brakes, Trailer Sway Control
Driver*4.2-inch Multi-Information Meter Display, Bluetooth® hands-free phone and audio capability, cruise control
Exterior*17-inch steel wheels
Security*Alarm, engine immobiliser, remote central locking
Engine3.0L turbo diesel
Power & torque140kW @ 3,600RPM, 450Nm @ 1,600-2,600RPM
Fuel7.7L per 100km
Safety2 x ISOFIX, Attention Assist, Auto Emergency Braking, Blind Spot Monitoring, Brake Assist, Emergency Lane Keeping (ELK) - overtaking, Forward Collision Warning (FCW), Halogen Daytime Running Lamps, High Beam Control (HBC), Hill Descent Control, Hill Launch Assist, Intelligent Speed Limiter (ISL), Lane Departure Prevention (LDP), Lane Departure Warning (LDW), Lane-Keep Assist System (LAS), LED auto on/off headlamps, Manual Speed Limiter, rain-sensing wipers, Rear Cross-Traffic Alert (RCTA), reverse camera, Roll Over Protection, secondary collision reduction, Traction Control System, Traffic Sign Recognition, Turn assist, underbody impact protection
Airbags8
ANCAP (Date tested)5 (2020)
Towing capacityUp to 3,500kg
Warranty5 year, unlimited km
Click base price for repayments$43,639
Click top of the line model price for repayments$65,574

*Included in base price.

Isuzu D-Max

The D-Max was very recently completely redesigned. It seems the changes were hugely successful, as many now view the D-Max as the benchmark for ute safety. It's a great looking ute too.

Finder's Alex Jeffs drove the new D-Max in December. After testing the D-Max, Jeffs said:

I am a big fan of the new D-Max, and in my opinion, if you are looking at a new 4x4 ute, this is certainly worth a look. In my view, and those of many others, it is right at the top of the segment pile.

isuzu D-Max work ute 2021

Read review

Comfort*4 speaker sound system, 7-inch touchscreen display with Apple CarPlay & Android Auto, easy-clean vinyl flooring, lockable glovebox, manual A/C, power windows with one-touch up and down for driver's window, tool storage behind seats
Control & handling*Front independent double wishbones, stabiliser bar, rear leaf-springs, vented front discs, rear drums, power steering
Driver*6-way adjustable driver seat, auto headlights, auto high beam, come home light, power door mirrors, smart MID with digital speedometer, steering wheel with cruise/audio and voice recognition controls, tilt and telescopic reach steering wheel
Exterior*17-inch steel wheels
Security*Central locking with keyless entry, engine immobiliser
Engine3.0L turbo diesel
Power & torque140kW @ 3,600RPM/450Nm @ 1,600-2,600RPM
Fuel7.2L per 100km
Safety2 x ISOFIX, ABS, Adaptive Cruise Control (ACC) with stop & go (automatic transmission), auto wipers, Autonomous Emergency Braking (AEB), Blind Spot Monitoring (BSM), day/night interior rear view mirror, Driver Attention Assist, Electronic Brake-force Distribution (EBD), Electronic Stability Control (ESC), Emergency Brake Assist (EBA), Emergency Lane Keeping (ELK), Forward Collision Warning (FCW), Hill Descent Control (HDC), Hill Start Assist (HSA), Intelligent Speed Limiter, Lane Departure Prevention (LDP), Lane Departure Warning (LDW), Lane Keep Assist (auto only), Manual Speed Limiter, Misacceleration Mitigation (auto only), Post-Collision Braking, Rear Cross Traffic Alert (RCTA), reversing camera, Traffic Sign Recognition (TSR), Turn Assist with AEB, under front steel skid plate
Airbags8
ANCAP (Date tested)5 (2020)
Towing capacityUp to 3,500kg
Warranty6 year, 150,000km
Click base price for repayments$29,990
Click top of the line model price for repayments$59,990

*Included in base price.

Toyota LandCruiser 70

The grandad of the ute world is no slouch! This thing is a diehard ute, used in mines and other rough conditions that would leave other pick-ups running for cover.

It might not have the flashiest specs, but it does have the bare minimum of the things you do need. Plus, many buyers are attracted by its 4.5-litre, turbo diesel V8. For some reason, Toyota doesn't publicise payload info, but the LandCruiser 70 is good for towing up to 3,500kg.

Car reviewers generally view the LandCruiser 70 as unkillable, utilitarian and dependable, with a lionhearted diesel at its core.

Toyota LandCruiser 70 work ute 2021

Comfort*1 x USB input, 2 speakers, 2 x USB charging ports, 6.1-inch touchscreen display, A/C, all weather floor mats, AM/FM radio, glove box, sat-nav with live traffic, Toyota Link, vinyl seat trim
Control & handling*Front and rear vented discs, front coil springs and anti-roll bar, leaf springs rear, power steering, snorkel
Driver*Blueooth® connectivity
Exterior*16-inch steel wheels
Security*Engine immobiliser
Engine4.5L turbo diesel
Power & torque151kW @ 3,400RPM/430Nm @ 1,200-3,200RPM
Fuel10.7L per 100km
SafetyABS, Brake Assist, Electronic Brake-force Distribution and Active Traction Control (A-TRAC), Hill-start Assist Control (HAC), Vehicle Stability Control (VSC)
AirbagsDriver & front passenger, curtain shield and driver's knee airbags
ANCAP (Date tested)5 (2016)
Towing capacityUp to 3,500kg
Warranty5 year, unlimited km
Click base price for repayments$79,477
Click top of the line model price for repayments$85,737

*Included in base price.

Ram 1500

Relative newcomers to Australia, Ram Trucks import US pick-up trucks and convert them to right-hand drive, with factory support, locally in Melbourne.

The results are staggering. Ram produces some of the most impressive utes in the country. They have ridiculous towing capacities, of up to 4,500kg, with the larger 2500 able to haul just under 7,000kg thanks to its 6.7-litre diesel.

Car reviewers scored the 1500 highly. It's apparently incredibly capable on or off-road. Plus, they have some unique accessory options, like the smart "RamBox". They also boast smooth engines. Fuel economy might not be a strong suit, but pretty much everything else is.

RAM 1500 work ute 2021

Comfort*5-inch touchscreen Telematics UCONNECT®3, 6 speakers, auxiliary 12V outlets, Bluetooth®, Driver and passenger seat adjustment manual forward/back and recline, front and rear power windows, manual climate control, rear under seat tool compartment storage, tinted glass windows and windshield glass, USB & AUX jack
Control & handling*Heavy duty tow bar, front upper and lower A arms, twin-tube shocks and stabiliser, rear five-link with track bar, coil springs, stabiliser bar and twin-tube shock absorbers, power steering
Driver*3.5-inch Multi-View cluster, adjustable steering column, automatic headlamps, cruise and transmission control, power and heated door mirrors, rear park assist system, reverse camera, steering wheel switches with phone, voice recognition and instrument panel control
Exterior*20-inch alloy wheels
Security*Remote keyless entry with ALLSECURE®, tip start
Engine5.7L V8 petrol
Power & torque291kW @ 5,600rpm/556Nm @ 3,950RPM
Fuel12L per 100km
SafetyABS, Electronic Brake-force Distribution, front fog lights, Hill Start Assist, stability control, Traction control, Trailer Sway Control, Tyre Pressure Monitoring
AirbagsDriver, front passenger, front seat side & curtain
ANCAP (Date tested)N/A
Towing capacityUp to 4,500kg
Warranty3 year, 100,000 km
Click base price for repayments$79,950
Click top of the line model price for repayments$109,950

*Included in base price.

Looking for the best work ute? Need a truck that'll be your ultimate companion on the road, whether it's at work or taking the family out on the weekends? Or maybe you just need a ute that's going to be able to handle what you have to tow each day. Whatever your needs, there's a ute out there for you. Just make sure you understand all of the features that are available, so you don't miss out and can drive away knowing you've made the right choice.

Compare car loans to finance work utes

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1 - 13 of 92
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
IMB New Car Loan
IMB logo
Fixed1 - 7 Years $2,000 - $125,000
Interest Rate (p.a.)
6.24%
Comp. Rate (p.a.)
6.59%
Application Fee
$274.78
Monthly Fee
$0
Monthly Repayment
$619.01
Go to siteMore Info
You'll receive a fixed rate of 6.24% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
Simplify New Car Loan
Simplify Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.19%
to 18%
Comp. Rate (p.a.)
6.6%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$622.21
Go to siteMore Info
loans.com.au - New/Demo - Variable Rate
loans.com.au logo
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
6.24%
to 7.39%
Comp. Rate (p.a.)
7.36%
to 8.5%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$630.83
Go to siteMore Info
OurMoneyMarket New Car Loan ($5,000-$100,000)
OurMoneyMarket logo
Fixed1 - 7 Years $5,000 - $100,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore Info
Stratton Finance New Car Loan
Stratton Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.52%
to 18%
Comp. Rate (p.a.)
6.95%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$625.27
Go to siteMore Info
You'll receive a fixed rate from 6.52% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
RACV New Car Loans
RACV logo
Fixed1 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.29%
to 16.99%
Comp. Rate (p.a.)
8%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$635.67
Go to siteMore Info
You'll receive a fixed rate from 7.29% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
OurMoneyMarket Used Car Loan ($5,000-$100,000)
OurMoneyMarket logo
Fixed1 - 7 Years $5,000 - $100,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore Info
Simplify Used Car Loan
Simplify Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.19%
to 18%
Comp. Rate (p.a.)
6.6%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$622.21
Go to siteMore Info
Stratton Finance Used Car Loan
Stratton Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.52%
to 18%
Comp. Rate (p.a.)
6.95%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$625.27
Go to siteMore Info
You'll receive a fixed rate loan from 6.52% p.a. with a comparison rate of 6.95% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
loans.com.au - Variable Rate Used Car < 5 years
loans.com.au logo
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.39%
to 7.39%
Comp. Rate (p.a.)
8.5%
to 8.64%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$641.54
Go to siteMore Info
RACV Used Car Loans
RACV logo
Fixed1 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
8.49%
to 16.99%
Comp. Rate (p.a.)
9.21%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$647.01
Go to siteMore Info
You'll receive a fixed rate from 8.49% p.a.
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
loans.com.au - Fixed Rate Used Car < 3 years
loans.com.au logo
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.59%
to 8.79%
Comp. Rate (p.a.)
8.7%
to 10.04%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$643.41
Go to siteMore Info
Latitude Variable Rate Personal Loan
Latitude Financial Services logo
Variable2 - 7 Years $5,000 - $70,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.37%
to 30.69%
Application Fee
$0
Monthly Fee
$13
Monthly Repayment
$653.57
Go to siteMore Info
Special Finder offer: $395 establishment fee waived for approved personal loan applications submitted through Finder. Latitude may withdraw offer at any time. T&Cs apply.
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What to look for in a work ute

  • Dual-cab utes. All the vehicles above are dual-cabs (sometimes called crew cabs), meaning you'll have up to five seats in the passenger compartment and a slightly smaller, shorter tray. Dual-cabs are big vehicles that give you the best of both worlds.
  • Power and handling. Just because you're buying a ute, doesn't mean you should go without comfort. Modern utes have surprisingly comfortable rides, without compromising load carrying. However, some do this better than others. Alex Jeffs says the Ford Ranger is definitely one of the most soft-riding out there, meaning it's comfortable for everyday driving. Many utes are essentially car-like, or at least resemble SUVs, in their handling. Power and torque are something to look for too. Having more power and torque is good, but you need them to kick in low-down in the rev range. That way, your ute is delivering up the most performance, right from the off. You'll notice low-end torque most when taking off while fully loaded or hooked up to a trailer.
  • Security. Keeping your tools safe is paramount. If you regularly carry expensive equipment or materials, look for utes with lockable hard or roller tonneau covers. These quickly secure the load in the tray and keep things out of sight. Also handy to have is keyless entry, especially if you work solo and need to load heavy materials like bags of cement or adhesives. Must-haves also include central locking, an engine immobiliser and a factory alarm.
  • Safety. Most new ute models have several active safety assists. You'll also want to check for things like ISOFIX anchors for child seats, as well as airbags for the rear. Having things like Active Cruise Control, Lane Keep Assist and Traffic Sign Recognition make long-distance driving less taxing.
  • Passenger comfort. Some of the tradie-spec utes miss out on fancy passenger comforts, but most offer the bare necessities. Higher trims have things like dual-zone A/C, upgraded audio and contoured leather seat upholstery.
  • Cost. Look at not only what you'll pay upfront, but running costs like fuel economy. Remember, when full-loaded or towing heavy trailers, fuel economy is going to be markedly higher. Make sure to balance the specs of top-of-the-range models, versus what you'll actually use and the purchase price. You might be able to write-off the cost of your ute thanks to the $150k asset write-off.
  • Reliability. See what kind of warranty is on offer with the ute, the longer the better. Note, some ute manufacturer's warranties advertised are for non-commercial use. Check online to see if the ute has any common mechanical faults, failures or recalls. You can never be too careful.

Sources: Manufacturer web sites
DISCLAIMER: Many of the comments in this article are general in nature and anyone intending to apply the information to practical circumstances should seek professional advice to independently verify their interpretation and the information applicability to their own particular circumstances. These utes are presented in no particular order. Prices and features are accurate and up-to-date at the time of publication (Mar 2021)

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Ben Gribbin is an experienced automotive writer and life-long car enthusiast with a passion for restoring classic vehicles. He brings many years of experience working with and writing about cars to Finder. See full bio

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