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Zip Money hotels store list

Where to book hotels in advance of payday using Zip Money.

Hotels can be expensive and sometimes they make you pay in advance of your stay.

Waiting for payday but need to book now? Some hotel booking sites and chains let you book now and pay later using Zip Money.

Which sites let you use Zip Money to book hotels?

SiteWhat does it sell?Book
Vibe HotelsVibe hotel stays and packagesBook now
AdinaAdina hotel stays and packagesBook now
TravelodgeTravelodge hotel stays and packagesBook now
RedBalloonHotel stays and packages, experiencesBook now
ScooponHotel stays and packages, experiencesBook now
Hotel Kurrajong, CanberraHotel Kurrajong stays and packagesBook now
Quincy Hotel, MelbourneQuincy Hotel stays and packagesBook now
Savoy Hotel, MelbourneSavoy Hotel stays and packagesBook now
Ingenia Holiday ParksIngenia Holiday Parks staysBook now
TheR8.comHotel packagesBook now
TripADealHotel packagesBook now

What is Zip Money?

Zip Money is a "book now pay later" service that is owned by Zip Co.

It lets you pay for large purchases of $1,000+ in instalments over time and is available wherever you see the symbol displayed.

How does Zip Money work?

You can sign up for Zip Money at the checkout and, if approved, will be able to make purchases instantly.

The service gives you online credit to make purchases. You can pay this back, interest-free, in 3, 6 or 12 monthly payments.

Your specific payment schedule depends on what you're approved for and on what the store or site allows.

Essentially, the service acts like a loan. If you fail to complete your purchase within the interest-free period your remaining balance will accrue interest at a standard annual percentage rate.

What fees are there?

  • Interest: Zip Money offers 0% interest for the first 3 months. Beyond that any remaining balance will incur interest.
  • Establishment fee: This varies from $0-99.
  • Monthly account keeping fee: A $7.95 monthly account keeping fee applies. If your account balance is $0, no fee applies.

There is also a minimum monthly repayment of $10. Skip this and you may also be hit with late-payment fees or your account may be locked.

For more information, consult the terms and conditions.

Zip Co also offers Zip Pay which is dedicated to smaller purchases of under $1,000. This is typically not offered by hotels as bookings tend to run above this price point.


What other services offer book now, pay later for hotels?

Many hotel booking sites also let you book without having to pay until you arrive. These include:


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Stephanie Yip was the travel editor at Finder and has been writing about travel and lifestyle for over a decade. She has written for a range of travel publications including Thomas Cook Magazine and Showpo. Stephanie has a Bachelor of Communications from the University of Technology Sydney, Australia, and has visited over 50 countries (and counting). She has a passion for sharing her experiences and knowledge of travel and helping consumers stretch their travel cash while on holiday. See full bio

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