Cashback explained: how it works in Australia
Cashback is a way to earn real money back when you shop online or in-store.
Instead of earning points, you get a percentage of your spend returned as cash after you purchase through a cashback platform.
With Finder Shopping, cashback can be automatically paid into your:
- Mortgage
- Superannuation
- Savings account
How cashback works
- You click through to a retailer (e.g. Woolworths, The Good Guys)
- You make a purchase as normal
- The retailer pays a commission You receive part of that commission as cashback
Cashback is typically tracked automatically and paid once the retailer confirms your purchase.
How is Finder Shopping different?
Most cashback apps:
- Pay into a wallet
- Require manual withdrawal
Finder Shopping:
- Pays directly into your mortgage, super or savings
- Has a low $1 threshold
- Focuses on long-term financial impact, not just spending rewards
What cashback can you get?
Cashback varies by retailer, but typically includes:
- Groceries (e.g. Woolworths)
- Travel (e.g. Booking.com)
- Gift Cards (e.g. Amazon, eBay)
- Everyday shopping categories
Rates can range from:
- ~1% for groceries
- Up to 5–10%+ for retail and travel
About Finder Shopping and the Platform
How it works - My Super
How it Works - My Home
How it Works - My Savings
Signing up